This position, working with other Critical Data team members, will help to ensure that the bank meets the federal compliance and reporting requirements of the Home Mortgage Disclosure Act (HMDA), the Community Reinvestment Act (CRA), and meets regulatory requirements under these and other Fair Lending laws. This position is entry level with opportunity for advancement.
The primary responsibility of this position is to accurately collect and validate required data from originated, withdrawn, and denied loan files to meet the requirements of the Home Mortgage Disclosure Act (HMDA). Duties also include tracking loan underwriting policy exceptions and analysis of HMDA data for fair lending purposes. This position also helps prepare materials for, and participates in, monthly meetings of the bank’s Fair Lending Committee. Performs other duties as assigned.