Determines customers’ credit needs, analyzes credit history, determines loan repayment capability, and recommends loan structure(s). Approves or denies credit applications. Prepares and reviews loan documentation. Maintains an aggressive collection effort in order to keep past dues at a minimum. Keeps documentation exceptions to a minimum. Attends training, finance committee, and officer meetings as scheduled. Opens new accounts and performs branch operational duties as staffing needs require. Origination experience preferred of quality residential loans based on secondary market guidelines (Conventional and Government). Stays abreast of changes/updates to bank products and policies, ensuring the accuracy of information provided to customers. Aggressive in calling on existing and potential customers within the branch market area. Actively participates in local business and community events and maintains close contact with local builders and real estate brokers and agents. Work schedule will include rotating days off. Will be required to work Saturdays on a rotating basis and community events as assigned by supervisor.